Down Payment Assistance
Down-payment Assistance is a one-time loan to a qualified tribal member for the purpose of purchasing a first time home. With the assistance tribal members may purchase a single-family residence, owner-occupied home in standard condition suited to their family needs. To qualify tribal members must be low income and complete the application, then complete First Time Home Buyer’s Workshop Program. Before an applicant can be placed on the list they must submit all required information with their application to the Housing Department. Application forms can be downloaded from your computer or contact the Housing Department.
Home Repair Assistance is a one-time loan to a qualified tribal member. This program provides homeowners a way to repair specific substandard housing conditions and safety to those who are physically disabled. The Housing Department will have an inspection done to assess what repairs need to be done and in what order. To qualify, a tribal member must be low income, and complete an application. Before an applicant can be placed on the list they must submit all the required information with their application to the Housing Department. Application forms can be downloaded from your computer or contact the Housing Department.
Rental Assistance has been designed to assist qualified families in subsidizing their rent. Qualified elderly and physically disabled person may be eligible for this assistance. During the time of rental assistance, we can assist with credit counseling that can help focus a tribal member to move through the program and into the Down Payment Assistance Program. This is done with the attendance to the First Time Home Buyer’s Workshop.
Indian Health Services
Indian Health Services has provided the Tribe with applications for Site Sanitation and Sewer Development. Through this service a qualified tribal member can have a new well for the home site, a new or repaired septic tank, drain field, or hook up to a sewer system.
BIA Housing Improvement Program
The Housing Improvement Program is a safety-net program that provides grants for the cost of services to repair, renovate, replace, or provide housing. The program provides grants to the neediest of the needy Indian families who live in substandard housing or are without housing and have no other resource for assistance. Eligibility to the Housing Improvement Program includes: member of a Federally recognized American Indian tribe or Alaska Native village; live in an approved tribal service area; annual income does not exceed 125 percent of the Department of Health and Human Services poverty income guidelines; present housing is substandard; meet the ownership requirements for the assistance needed; have no other resource for housing assistance; not received assistance after October 1, 1986, for repairs and renovation, replacement or housing, or down payment assistance; and did not acquire present housing through participation in a Federal government-sponsored housing program that includes provision for the assistance referred after October 1, 1986.
Other Housing Services
The Housing Department offer to all tribal members special programs such as 184 loan program and First Time Home Buyer’s Workshop.